A Primer On Credit Reports
A credit report is a summary of how a consumer has used his or her credit accounts. Credit reports are used by potential lenders and creditors to help them decide…
Continue Reading
A Primer On Credit Reports
The Business Of Selling Debt
Many bankruptcy clients are somewhat surprised to discover that their unpaid debt is a business commodity like any other good or service and that it may not only be assigned…
Continue Reading
The Business Of Selling Debt
Tired Of “Pre-Approved” Credit Offers? Here’s How To Opt-Out
When the major credit agencies receive a request to pull a consumer’s credit report, they add the consumer’s name to a marketing list and package his or her financial information…
Continue Reading
Tired Of “Pre-Approved” Credit Offers? Here’s How To Opt-Out
How The FCRA Protects Consumers, Part 2
The Fair Credit Reporting Act (FCRA) empowers consumers throughout America with important rights regarding the collection and dissemination of their credit history. The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau…
Continue Reading
How The FCRA Protects Consumers, Part 2
How The FCRA Protects Consumers, Part 1
The Fair Credit Reporting Act (FCRA) provides consumers with many rights related to the collection and dissemination of their credit history. Here is part one of a summary of the…
Continue Reading
How The FCRA Protects Consumers, Part 1