Some FAQ About Debt Collectors & Debt Collection

If you owe a debt, a debt collector is entitled to collect it from you. However, a debt collector must act within applicable state and federal laws when trying to…

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About the Consumer Bankruptcy Reform Act of 2020 – Part Two

In December 2020, United States Senator Elizabeth Warren (D-Mass.) and House Judiciary Committee Chairman Jerrold Nadler (D-N.Y.) introduced the Consumer Bankruptcy Reform Act of 2020 (CBRA). The CBRA evaluates consumers’ abilities…

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About the Consumer Bankruptcy Reform Act of 2020 – Part One

The effects of the COVID-19 pandemic linger on and many individuals continue to experience financial problems. For many of these people, bankruptcy may be their only realistic option to find…

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The Immediate Actions Triggered By Filing a Chapter 7 Bankruptcy Case

Filing a Chapter 7 bankruptcy case is not an insignificant event. Most bankruptcy cases are filed or initiated online. At the moment that the filing is issued a case number,…

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When Bankruptcy Is The Best Option To Stop Garnishment

A judgment is a court order that gives a creditor, like a credit card company, the right to use certain legal debt collection tools to collect a debt. A judgment…

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How To Stop The Phone Calls
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How To Stop The Phone Calls

Unfortunately, most creditors are not above using collection efforts to harass consumers into paying their debts. Typically, a creditor’s primary means of harassing consumers is the telephone. Some creditors will…

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