A Primer On Credit Reports
A credit report is a summary of how a consumer has used his or her credit accounts. Credit reports are used by potential lenders and creditors to help them decide…
A credit report is a summary of how a consumer has used his or her credit accounts. Credit reports are used by potential lenders and creditors to help them decide…
Theron Morrison founded the Morrison Law Group to provide superior legal services to every Utah resident and client. The MLG prides itself on quality, experienced, and caring legal representation. During…
Although federal law protects an American’s paycheck to some extent, wage garnishment may nonetheless significantly affect a family trying to make ends meet. One way that bankruptcy provides a fresh…
Some think there are only two types of creditors – secured and unsecured creditors. However, it can be argued that there are three types of creditors – secured, unsecured, and…
Congress enacted the Federal Fair Debt Collection Practices Act (FDCPA) on behalf of consumers. However, the FDCPA does not apply to debts when the original creditor or obligee is trying…
It is commonly known among most consumers that you may discharge credit card debt in bankruptcy whether it totals $1,000 or $50,000. The bankruptcy discharge that you receive at the…
Many clients ask how their bankruptcy will affect their credit score. At the time that anyone first considers bankruptcy, likely, they have probably either started missing payments or are on…
Once anyone files bankruptcy, the automatic stay goes into effect. The automatic stay is a powerful, essential tool of federal bankruptcy law that prohibits most collection efforts of most creditors. Its’ sole…
What is a debt collector legally allowed to do? There is a large body of federal law that regulates the conduct of debt collectors. One of the most significant, the…
When the conduct of debt collectors violates the FDCPA, and the debtor has suffered damages as a result, the debtor may sue the debt collector under the FDCPA. A lawsuit…