Reference Articles
About the Consumer Bankruptcy Reform Act of 2020 – Part Two
In December 2020, United States Senator Elizabeth Warren (D-Mass.) and House Judiciary Committee Chairman Jerrold Nadler (D-N.Y.) introduced the Consumer Bankruptcy Reform Act of 2020 (CBRA). The CBRA evaluates consumers’ abilities to make payments to their creditors...
About the Consumer Bankruptcy Reform Act of 2020 – Part One
The effects of the COVID-19 pandemic linger on and many individuals continue to experience financial problems. For many of these people, bankruptcy may be their only realistic option to find debt relief and get a fresh start. In December 2020, United States Senator...
How Does A Proof of Claim Affect My Bankruptcy Case?
Bankruptcy allows creditors to assert claims against a debtor while allowing the debtor an opportunity to reorganize. A proof of claim filed correctly is hardly considered a noteworthy event. Often, this simply requires a short time to complete the form. A proof of...
The Immediate Actions Triggered By Filing a Chapter 7 Bankruptcy Case
Filing a Chapter 7 bankruptcy case is not an insignificant event. Most bankruptcy cases are filed or initiated online. At the moment that the filing is issued a case number, the automatic stay goes into effect. This is a powerful mechanism found in federal law that...
Ways to Rebuild Your Credit After Bankruptcy
It is not uncommon for many of our clients to rebuild their credit shortly after receiving their bankruptcy discharge. What do I mean by “shortly”? It is not an unusual event for someone’s credit score to reach 700 only two years after filing. Truly, there are ways to...
You Have Rights Against Debt Collectors
As a consumer, you have rights related to the third-party collection of your debts. The Fair Debt Collection Practices Act (FDCPA) is a significant federal law that regulates debt collection practices. Under the FDCPA, debt collection companies are prohibited from...
Some Interesting Differences between Chapter 7 & Chapter 13
Chapter 7 and Chapter 13 bankruptcy are the two most commonly filed types of bankruptcy. If you don’t know the difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy, do not despair, most people don’t. This blog will provide some of the differences between...
When Chapter 13 May Be A Better Option
If you are experiencing financial difficulties and looking for a fresh start, look no further than filing a Chapter 7 bankruptcy case. Most people who file for bankruptcy choose to file cases under Chapter 7. A Chapter 7 filing is quicker and less expensive. You may...
Bankruptcy: Truly A Fresh Start
Bankruptcy offers you a fresh start. The attorneys at the Morrison Law Group can explain how bankruptcy fits your unique set of personal financial circumstances and whether it is truly your best option for a fresh start. An established tenet of bankruptcy law is...
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