While the United States Bankruptcy Court, District of Utah, technically, remains open, the effects of the coronavirus pandemic have caused the Court to extend the previously imposed operational changes. To contain the spread of COVID-19, until the Court says otherwise, all Chapter 7, 11, and 12 meetings of creditors (“341 meeting”) are being conducted by telephone. Debtors must observe specific, simple procedures to participate in their 341 meetings.

Debtors, attorneys, creditors, and others may not appear in person at a 341 meeting.

Currently, as has been the case since March and most recently, May 28, 2020, under a General Order (20-006) of the Court, all hearings and 341 meetings have been conducted by telephone Until Salt Lake City transitions to the new normal-risk level (Green), this policy should remain in effect. When this transition occurs, the Court will reevaluate the information and circumstances to determine the advisability and feasibility of in-person hearings. Currently, it is in the moderate-risk orange phase as of August 11, 2020.

For debtors to participate in their meeting of creditors as scheduled in the case’s notice of commencement, they must call 10 minutes, and no more than ten minutes, before the scheduled time using the toll-free number listed in the 341 notice and use the participant passcode. The number is also available below.

Location of 341 Meeting              Toll-Free Phone #                           Participant Passcode

Salt Lake City                                   866-817-0543                                   5532632

Provo                                                 877-991-2540                                   1365512

Ogden                                               888-921-8924                                   7630463

St. George                                        866-821-7027                                   2518814

The following is the procedure for the meeting per the Court’s website:

• You must use a touch-tone phone.
• Dial the call-in number and then enter the passcode, which consists of 7 numbers and is followed by a # sign.
• Use a landline phone and not a cell phone, if possible.
• Do not use the speakerphone function.
• Make the call from a quiet area where there is as little background noise as possible.
• Mute your phone and do not speak until the bankruptcy trustee calls your case. (Other meetings of creditors will likely be in session when you call in. You will still be able to hear the trustee even when your phone is muted.)
• Unmute your phone when the trustee calls your case so that the trustee can hear you.
• Wait until the trustee calls your case before speaking because more than one case will be waiting on the conference line at any given time.
• When speaking, identify yourself.
• Do not put the phone on hold at any time after the call is connected.
• If more than one person is attending the meeting of creditors from the same location, each person should use separate touch-tone phones, if possible.
• Once your meeting of creditors is finished, hang up.
• If you become disconnected before your meeting of creditors is finished, call back.
• If you are calling in from another country, please see the additional information available at https://www.mymeetings.com/audioconferencing/pdf/GlobalAccessDialingInfo…

Many bankruptcy debtors have a choice between filing a Chapter 7 bankruptcy case and Chapter 13 bankruptcy case. There are many differences between the two chapters. An experienced Morrison Law Group attorney can help you determine which is best for your financial situation. Call 801.456.9933 today to schedule a FREE consultation and discuss your complete set of options. We have locations in Ogden, Logan, Sandy, and St. George to serve the residents of the counties of Weber, Cache, Salt Lake, Utah, Morgan, Davis, Washington, and surrounding areas.